Intro

Meet Shamus

With more than 25 years of experience across commercial banking, corporate finance and business lending, Shamus understands that securing the right funding can be one of the most important decisions a business makes.

As Director of Perks Finance, Shamus Rynne works alongside business owners, investors and management teams to help them access capital and make informed funding decisions. Having held senior roles within major financial institutions, he brings a strong understanding of credit, risk assessment and lending decisions from both the client’s and the lender’s perspective.

Taking the time to understand a client’s goals, challenges and priorities is central to Shamus’ approach. He understands that business owners are often balancing competing priorities while making decisions that can have a lasting impact on their business. That’s why he believes finance should be an enabler, not a barrier, and that the best financial decisions are made when funding is considered alongside broader business objectives rather than in isolation. By building genuine, long-term relationships, he helps clients identify opportunities, navigate lending requirements and structure funding solutions that support their immediate needs while positioning them for future growth.

Clients value Shamus’ ability to simplify complex financing decisions. Rather than overwhelming clients with banking terminology, he explains the available options clearly, identifies the relevant risks and considerations, and gives business owners the information they need to make confident decisions.

Specialisation

Shamus advises businesses across a broad range of funding and finance requirements, with extensive experience in cashflow lending, working capital solutions and complex credit transactions. His corporate banking background and experience working alongside specialists in financial markets, transactional banking and private wealth give him a strong understanding of credit, risk assessment, negotiation and the broader commercial considerations surrounding a funding decision.

Areas of Expertise

  • Commercial and corporate lending
  • Business acquisition funding
  • Cash flow and working capital solutions
  • Equipment and asset finance
  • Complex credit structuring
  • Strategic funding advice
  • Banking and lender negotiations
  • Growth and expansion funding
  • Relationship and portfolio management
  • Corporate finance solutions