Our team at Perks includes dedicated commercial brokers who have over 35 years combined experience in the banking and finance industry. Through access to a large number of bank and non-bank lenders we are able to source the most appropriate funding for your needs.


We work closely with our clients and their accountant to provide a holistic view of their business finance requirements and then provide appropriate tailored solutions. Once we have determined the most appropriate structure we will then tender the application to a number of lenders to ensure our client gets the best possible funding solution that takes into account:

  • Interest rates
  • Fees
  • Terms
  • Security structure

After receiving the offers we provide recommendations as to which lender is best placed to get the desired result for our client.  Our team then works closely with the applicable lender to obtain approval and continue right through to funding of the loan.


Working Capital Loans

Choosing the right loan to fund timing differences between when payments are made and the cash received is an important decision to make to ensure your business has sufficient cash available to grow your business.  These types of loans can be overdrafts, invoice finance, trade finance, both domestic & international.

Equipment Finance

With access to a large number of lenders we can ensure you get the best rate possible and avoid fees. The majority of applications for cars, light trucks and yellow goods can be approved on the spot with finance generally available within 24-48 hours. Our team at Perks can also assist with the purchase of much larger plant and equipment, ensuring the facility is structured to meet your cash flow requirements.

Business & Commercial Loans

These are generally longer-term loans that may be utilised for commercial property investment, developing and purchasing of a business or, to assist with business growth. We can assist in ensuring the loan is structured correctly for your requirements and ensure that any conditions and covenants are minimised, which can save you considerable timing not having to provide reports to the bank every month or quarter.

Self-Managed Super Funds Loans

We are able to assist in the purchase of new residential or commercial property or transferring your existing commercial property to your super fund.  We work closely with our Perks Wealth Management specialists to ensure clients receive the soundest advice when deciding if this is the right strategy for their super.  With so many rules and regulations as well as different lending requirements between the various lenders it is important to get the right advice.

Franchise Loans

If you are looking to purchase a franchise but are uncertain how to obtain finance, our team can assist you.  We can help find a suitable lender who will provide finance up to a certain amount against the value of the franchise.

Industry Specialisation

Our team will assist in finding a specialist business banker that is the best fit for you. Working with a banker who possesses both the knowledge and expertise in your applicable industry is potentially a great advantage to your business. The following is a list of some industries where specialist bankers are available:

  • Healthcare & Pharmacy
  • Accounting, Legal, Financial Planning (fee for service firms)
  • Childcare, Aged Care
  • Hospitality
  • Agribusiness
  • Real Estate Agents (Rent Roll)
  • Property Investment/Development
  • Transport & Logistics

Perks Finance Pty Ltd is the holder of an Australian Credit Licence No. 378241.

View TestimonialsPerks Finance Credit Guide

To speak to one of our Banking & Finance Advisers contact us today

Banking Advisory Services Budgets & Cashflows Business Finance Car & Equipment Finance Home Loans Management Accounting

Looking for someone in particular? Click here

Related Services

Group Income Protection

Find out more

Business Protection Insurance

Find out more

Succession Planning

Find out more