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| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
8.70% |
|
| Business Loans 3 | ||
| Fixed 1 year |
7.59% |
|
|
Fixed 2 years |
7.59% |
|
|
Fixed 3 years |
7.64% |
|
|
Fixed 4 years |
8.19% |
|
|
Fixed 5 years |
8.29% |
|
|
Fixed 10 years |
8.35% |
|
|
Variable |
7.31% |
|
|
Overdrafts |
7.36% |
|
Comparison Rate Standard Variable5 6.47% 6.57% Line of Credit 6.70% 6.76% Fixed Rates: 1 year 6.69% 6.69% 2 years 6.89% 6.86% 5 years 7.79% 7.30%
Home Loans 4
All interest rates for the above are for secured loans. Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
Do you need a new: Purchasing equipment outright can be costly and in many cases doesn’t make good business sense. So it is sometimes the better option to lease or hire purchase your equipment. Finance options can include: Contact Jim Materne or Maryann Ianni at Perks Finance today on 08 8273 9300 or at perks_finance@perks.com.au to arrange a quote.
As spring is here, is it time to “spring clean” your business equipment and vehicle fleet?
Finance Review
and Audit
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
| Australia | 4.50% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 3.00% |
Australia
Building Approvals for private sector houses fell 0.1% in July 2010 and has fallen for two months.
The unemployment rate decreased to 5.1% in August 2010.
United States
CPI increased 0.3% in July 2010.
The unemployment rate for August 2010 increased to 9.6%.
England
Total sales volume in the three months to July 2010 was 1.3% higher than the same period a year ago.
The Halifax House Price Index increased by 0.2% in August 2010. This was the second successive monthly increase following a 0.7% rise in July.
New Zealand
Residential Building consents in July 2010 were 11% higher than in July 2009.
For more information
please contact:
Phil Wigley
pwigley@perks.com.au
John Seidel
jseidel@perks.com.au
Jim Materne
jmaterne@perks.com.au
Luke Robertson
lrobertson@perks.com.au
Maryann Ianni
mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
Suites 3-4
8 Gregory Terrace
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
www.perks.com.au
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