Perks Chartered Accountants
Financial Alert
 

Interest Rate Update


Perks Finance can assist with all your finance requirements. Please do not hesitate to contact us to discuss your finance options and obtain the most competitive quotes from our panel of lenders.

Indicative Interest Rates available through Perks Finance are:
 

Equipment & Motor Vehicle Finance 1 &2
Chattel Mortgage, Hire Purchase, Lease

 9.19%


Business Loans 3
Fixed 1 year

   6.89%

Fixed 2 years

   7.54%

Fixed 3 years

   7.89%

Fixed 4 years

   8.09%

Fixed 5 years

   8.19%

Fixed 10 years

   9.00%

Variable

  7.31%

Overdrafts

  7.36%


Home Loans 4

Comparison Rate 

Standard Variable5

6.47%

6.57%

Line of Credit

6.72%

 

Fixed Rates:

 

 

1 year

6.69%

7.37%

3 years

7.59%

7.08%

5 years

7.89%

7.33%

Low Doc Variable

6.77% 

 


Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.

Please contact Perks Finance for a personalised quote.

1
Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.


Phil Wigley
Director
pwigley@perks.com.au
Phil Wigley

New Mortgage Specialist!

We wish to take this opportunity to welcome our newest team member Luke Robertson.

Luke commenced his career in the Finance and Banking Industry in 2002. In this time he has gained his experience in consumer lending from non bank lenders through to the larger lending institutions.

He enjoys working closely with clients to source the best loan package to suit their needs, situation and future goals. Luke also works closely with the Perks Wealth Management and Accounting advisors, to structure loans to suit your financial goals and provide for all of your personal borrowing needs.

 

With a clear emphasis on client service, Luke will assist you by:

  • Comparing your loan options and structures
  • Advising on the purchase process
  • Arranging the loan from application to settlement
  • Advising you on a preferred lender to suit your needs
  • Working closely with your conveyancer and real estate agent
  • Providing ongoing assistance and support throughout the term of your loan

Luke is happy to assist you at anytime to discuss your borrowings for home and investment purchases, refinancing, equity releases and home renovation loans.

 

His passions include spending quality time with his young family, cricket, football and watching the English Premier League.

  To talk to a mortgage specialist call the team at Perks Finance on 08 8273 9300 or at perks_finance@perks.com.au to arrange a quote.

 

 

 

Finance Review
and Audit

If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.



Official Cash Rate

Australia 4.50%
United States 0.25%
England 0.50%
New Zealand 2.50%
 





Australia

Building Approvals for private sector houses rose 0.5% in March 2010 following a fall last month.

The Unemployment Rate remained the same as 5.4% in April 2010.

CPI rose 2.9% through the year to March quarter 2010.

United States

CPI increased 0.1% in March 2010.

The unemployment rate for April 2010 increased to 9.9%.

England

Total sales volume in the three months to March 2010 was 1.4% higher than the same period a year ago.

The Halifax House Price Index decreased by 0.1% in April 2010. 

New Zealand

CPI rose 0.4% in the March 2010 quarter compared with the December 2009 quarter.



For more information
please contact:


Phil Wigley
pwigley@perks.com.au

John Seidel
jseidel@perks.com.au

Jim Materne
jmaterne@perks.com.au


Luke Robertson
lrobertson@perks.com.au

Maryann Ianni
mianni@perks.com.au

Contact Perks

Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466

Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771

Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600

Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599


www.perks.com.au

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