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| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
8.90% |
|
| Business Loans 3 | ||
| Fixed 1 year |
6.64% |
|
|
Fixed 2 years |
7.34% |
|
|
Fixed 3 years |
7.74% |
|
|
Fixed 4 years |
7.94% |
|
|
Fixed 5 years |
8.04% |
|
|
Fixed 10 years |
8.85% |
|
|
Variable |
6.81% |
|
|
Overdrafts |
6.86% |
|
Comparison Rate Standard Variable5 5.97% 6.13% Line of Credit 6.22% Fixed Rates: 1 year 6.49% 6.63% 3 years 7.49% 6.93% 5 years 7.79% 7.23% Low Doc Variable 6.07%
Home Loans 4
Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
What's the one thing I need when I borrow?
An MFAA member.
When most people look for a Mortgage, Home Loan or Business Finance, they're pre-occupied with numbers - who's offering the lowest interest rate? But in choosing the right Mortgage Broker, Finance Broker or Lender, there's something else you should be looking for. The right letters: MFAA.
Raising the bar for Mortgage Brokers, Finance Brokers & Lenders
MFAA stands for the Mortgage & Finance Association of Australia.
MFAA was formed to raise standards among Mortgage Brokers, Finance Brokers, Mortgage Managers and Lenders. It is now the peak industry body, representing over 12,500 Mortgage, Home Loan and Finance Professionals across the country.
Accredited Mortgage Brokers, Finance Brokers and Lenders
To be accredited by MFAA, Mortgage Brokers, Finance Brokers, Mortgage Managers and Lenders must satisfy rigorous criteria on education, experience and ethics. To remain a member, they must demonstrate they have maintained those standards and kept up-to-date with the latest Mortgage and Finance Industry developments.
So when you choose an MFAA-accredited Mortgage Broker, Finance Broker or Lender, you can be sure you're dealing with someone who has demonstrated knowledge, experience and integrity.
To talk to a mortgage specialist call the team at Perks Finance on 08 8273 9300 or at perks_finance@perks.com.au to arrange a quote.
Source: MFAA: www.essentialsofborrowing.com.au
Perks Finance is a Full Member of The Mortgage & Finance Association of Australia (MFAA), which binds us to the strict codes of practice and guidelines set out by the Association. MFAA is the peak representative body ensuring the orderly and ethical working of the mortgage and finance industry in Australia.
Finance Review and Audit.
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
Official Cash Rate.
| Australia | 4.00% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
-
Building approvals for private sector houses rose 0.3% in January 2010 and has risen for two months.
-
The unemployment rate remained the same at 5.3% in February 2010.
-
Housing finance for owner occupation decreased by 3.6% in January 2010 compared with December 2009.
United States
- CPI increased 0.2% in January 2010.
- The unemployment rate for February 2010 remained the same at 9.7%.
England
-
Total volume sales in the three months to January 2010 was 2.2% higher than the same period a year ago.
-
The Halifax House Price Index decreased by 1.5% in February 2010. This was the first decline since June 2009 following seven consecutive monthly increases.
New Zealand
For more information please contact:
Phil Wigley at pwigley@perks.com.au,
John Seidel at jseidel@perks.com.au,
Jim Materne at jmaterne@perks.com.au or
Maryann Ianni at mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Web: perks.com.au
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
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