|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
9.0% |
|
| Business Loans 3 | ||
| Fixed 1 year |
7.09% |
|
|
Fixed 2 years |
7.54% |
|
|
Fixed 3 years |
7.89% |
|
|
Fixed 4 years |
8.09% |
|
|
Fixed 5 years |
8.19% |
|
|
Fixed 10 years |
8.80% |
|
|
Variable |
7.31% |
|
|
Overdrafts |
7.36% |
|
Comparison Rate Standard Variable5 6.47% 6.57% Line of Credit 6.70% Fixed Rates: 1 year 6.69% 7.37% 2 years 6.99% 6.88% 5 years 7.89% 7.33% Low Doc Variable 6.57%
Home Loans 4
Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
Perks Finance can provide many choices from a variety of lenders who operate in different areas of the finance market place. We have access to non-bank lenders. Some of the special features of loans include:
• 6.59% No LMI cpr 6.93%
• 90% Lend where the lender pays the LMI – conditions apply
• Loans up to 95% - conditions apply
• Non genuine savings up to 90%
• Non Resident loans
• Self Managed Super fund loans
• Credit impaired applicants – Paid or unpaid defaults
• Unlimited Debt consolidation
• Private (no doc) loans
We can also assist you with:
• Home & Investment Loans
• $0 application fee / $0 monthly fee / $0 annual fee options
• Buying your first home;
• Selling your existing home to buy a new home;
• Building a new home;
• Buying an investment property;
• Refinancing your existing home; and/or
• Consolidating your debts, including credit cards, store cards and/or other loans into your mortgage.
When was the last time you reviewed your current Home Loan Package?
Contact us today on 08 8273 9300 or at perks_finance@perks.com.au to discuss options to make your home loan package work for you.
Finance Review
and Audit
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
| Australia | 4.50% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
Building Approvals for private sector houses fell 13.5% in April 2010 following a rise last month.
The Unemployment Rate decreased 0.2% to 5.2% in May 2010.
Housing Finance for Owner Occupation decreased by 2.8% in April 2010 compared with March 2010.
United States
CPI increased 0.1% in April 2010.
The unemployment rate for May 2010 decreased to 9.7%.
England
Total sales volume in the three months to April 2010 was 2.0% higher than the same period a year ago.
The Halifax House Price Index fell by 0.4% in May 2010. This followed a 0.1% decline in April 2010.
New Zealand
Residential Building consents in April 2010 were 35% higher than in April 2009.
For more information
please contact:
Phil Wigley
pwigley@perks.com.au
John Seidel
jseidel@perks.com.au
Jim Materne
jmaterne@perks.com.au
Luke Robertson
lrobertson@perks.com.au
Maryann Ianni
mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
www.perks.com.au
To unsubscribe, click here
The Perks Finance Alert has been produced as a guide to clients. The items in this Alert are general comments only and do not represent advice. The facts of each particular situation may vary and changes in legislation may occur quickly and at any time. We recommend that our specific advice be sought before acting in any of these areas.
Confidentiality: The contents of this email are confidential and are intended only for the named recipient. If the reader of this e-mail is not the intended recipient you are hereby notified that any use, reproduction, disclosure or distribution of the information contained in the e-mail is prohibited. If you have received this e-mail in error, please reply to us immediately and delete the document.
Viruses: Any loss/damage incurred by using this material is not the sender’s responsibility. Our entire liability will be limited to resupplying the material. No warranty is made that this material is free from computer virus or other defect.