Perks Chartered Accountants
Financial Alert
 

Interest Rate Update


Perks Finance can assist with all your finance requirements. Please do not hesitate to contact us to discuss your finance options and obtain the most competitive quotes from our panel of lenders.

Indicative Interest Rates available through Perks Finance are:
 

Equipment & Motor Vehicle Finance 1 &2
Chattel Mortgage, Hire Purchase, Lease

 8.99%


Business Loans 3
Fixed 1 year

   7.09%

Fixed 2 years

   7.29%

Fixed 3 years

   7.44%

Fixed 4 years

   7.94%

Fixed 5 years

   8.04%

Fixed 10 years

   8.50%

Variable

  7.31%

Overdrafts

  7.36%


Home Loans 4

Comparison Rate 

Standard Variable5

6.47%

6.57%

Line of Credit

6.70%

         6.76%

Fixed Rates:

 

 

1 year

6.69%

6.69%

2 years

6.99%

6.76%

5 years

7.89%

7.50%


All interest rates for the above are for secured loans. Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.

Please contact Perks Finance for a personalised quote.

1
Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.


Phil Wigley
Director
pwigley@perks.com.au
Phil Wigley

When was the last time you reviewed your home loan?

With the end of the financial year just past, now is an excellent time to review your home loan.  Consider the following:

  • Are you paying monthly account keeping fees?
  • Do you have multiple loans?
  • Do you have large credit card balances?
  • Are you looking to consolidate debt?
  • Are you planning to buy an investment property?
  • Not happy with your current lender?

Now would be an excellent time to review your current banking arrangements.  

Let us review your current home loan so we can ensure you are receiving the best possible home loan to suit your needs!

Contact us today on 08 8273 9300 or at
perks_finance@perks.com.au to arrange your free home loan review appointment.

 

 

 

 

 

 

 

Finance Review
and Audit

If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.



Official Cash Rate

Australia 4.50%
United States 0.25%
England 0.50%
New Zealand 2.75%
 





Australia

Building Approvals for private sector houses rose 1.7% in May 2010 following a fall last month.

The Unemployment Rate remained at 5.1% in June 2010.

Housing Finance for Owner Occupation decreased by 1.2% in May 2010 compared with April 2010.

United States

CPI decreased 0.2% in May 2010.

The unemployment rate for June 2010 decreased to 9.5%.

England

Total sales volume in the three months to May 2010 was 1.0% higher than the same period a year ago.

The Halifax House Price Index fell by 0.6% in June 2010. This followed a 0.5% decline in May 2010.

New Zealand

Residential Building consents in May 2010 were 18% higher than in May 2009.



For more information
please contact:


Phil Wigley
pwigley@perks.com.au

John Seidel
jseidel@perks.com.au

Jim Materne
jmaterne@perks.com.au


Luke Robertson
lrobertson@perks.com.au

Maryann Ianni
mianni@perks.com.au

Contact Perks

Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466

Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771

Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600

Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599


www.perks.com.au

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