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| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
8.80% |
|
| Business Loans 3 | ||
| Fixed 1 year |
6.64% |
|
|
Fixed 2 years |
7.34% |
|
|
Fixed 3 years |
7.74% |
|
|
Fixed 4 years |
7.94% |
|
|
Fixed 5 years |
8.04% |
|
|
Fixed 10 years |
8.95% |
|
|
Variable |
6.56% |
|
|
Overdrafts |
6.61% |
|
Comparison Rate 12 months Introductory Variable 5.55% 6.66% Standard Variable 5.94% 5.94% Line of Credit 6.18% Fixed Rates: 1 year 6.50% 6.68% 3 years 7.54% 6.66% 5 years 7.89% 7.11% Low Doc Variable 6.11%
Home Loans 4
Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
Are you a medical professional?
Do you want to free up the equity in your own home to improve your practice or provide new investment opportunities?
Do you want your practice to stand alone?
Does your Bank treat you with the respect you deserve?
Are you maximising your discounts available to you as a medical professional?
Do not have time to compare your Bank with the competition?
Are you aware that if you are doctor, dentist or veterinary practitioner, Perks Finance can actively pursue financing options for you?
Finance can be arranged for:
- Establishment of a new, or against an existing practice up to 100% of the purchase price or valuation of the practice.
- Unsecured working capital up to $100,000.
- 100% funding of plant and equipment finance, including fitouts.
- Home finance up the 100% of the valuation without mortgage insurance.
- Funding for your commercial/professional premises above the Bank’s current standard lending margins.
- Full banking facilities including EFTPOS and merchant facilities.
- Personal investment options including margin lending, investment loans, income protection and term life cover via Perks Integrated Business Services.
John Seidel on 8273 9300 or at perks_finance@perks.com.au
Finance Review and Audit.
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
Official Cash Rate.
| Australia | 3.75% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
-
Building approvals for private sector houses rose 3.1% in December 2009 following a fall last month.
-
The unemployment rate decreased 0.2% to 5.3% in January 2010.
-
CPI rose 2.1% through the year to December quarter 2009, compared to an annual rise of 1.3% to September quarter 2009.
United States
- CPI increased 0.1% in December 2009.
- The unemployment rate for January 2010 decreased to 9.7%.
England
-
The volume of retail sales in the three months to December 2009 was 2.7% higher than the same period a year ago.
-
The Halifax House Price Index increased by 0.6% in January 2010.
New Zealand
For more information please contact:
Phil Wigley at pwigley@perks.com.au,
John Seidel at jseidel@perks.com.au,
Jim Materne at jmaterne@perks.com.au or
Maryann Ianni at mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Web: perks.com.au
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
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