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| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
9.30% |
|
| Business Loans 3 | ||
| Fixed 1 year |
6.64% |
|
|
Fixed 2 years |
7.34% |
|
|
Fixed 3 years |
7.74% |
|
|
Fixed 4 years |
7.94% |
|
|
Fixed 5 years |
8.04% |
|
|
Fixed 10 years |
8.90% |
|
|
Variable |
6.56% |
|
|
Overdrafts |
6.24% |
|
Comparison Rate 12 months Introductory Variable 5.55% 6.66% Standard Variable 5.94% 5.94% Line of Credit 6.18% Fixed Rates: 1 year 6.34% 5.90% 3 years 7.34% 6.32% 5 years 7.74% 6.78% Low Doc Variable 6.11%
Home Loans 4
Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years.
Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
Christmas Wishes from Perks Finance!
From the team at Perks Finance, we thank you for your support throughout 2009 and wish you a very Merry Christmas!
We look forward to assisting you with all your business and personal finance needs in the coming year.
Christmas & New Year Opening Hours
Perks' offices will be closed from 12.30 Christmas Eve and will re-open on Monday 4th January 2010.
Christmas Wishes from Perks Finance!
From the team at Perks Finance, we thank you for your support throughout 2009 and wish you a very Merry Christmas!
We look forward to assisting you with all your business and personal finance needs in the coming year.
Christmas & New Year Opening Hours
Perks' offices will be closed from 12.30 Christmas Eve and will re-open on Monday 4th January 2010.
New Tax Break on Equipment
Time is running out!! Don’t miss this fantastic opportunity to save money on a new vehicle or business equipment.
You must make your purchase before 31st December 2009 to take advantage of this special allowance. Contact Perks Finance for further details.
Changes to First Home Owners Boost
From the 1st January 2010, the First Home Owners Boost will no longer be available however the $7,000 First Home Owner Grant will continue.
Also for purchases under $400,000 the South Australian Government’s First Home Bonus Grant of $4,000 is unaffected by the changes. This grant reduces to $0 on purchase prices between $400,000 and $450,000.
It’s still a great opportunity for new home owners to take advantage of the first home buyers’ grants. If you are looking for your first home and confused by the changes to the grants, contact Perks Finance on 8273 9300 or at perks_finance@perks.com.au and we will do the sums for you and arrange not just your loan but help you buy your home.
Finance Review and Audit.
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
Official Cash Rate.
| Australia | 3.75% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
-
Building approvals for private sector houses rose 5% in October 2009 and has risen for 10 months.
-
The unemployment rate decreased 0.1% to 5.7%in November 2009.
-
Housing finance for owner occupation decreased by 1.4% in October 2009 compared with September 2009.
United States
- CPI increased 0.3% in October 2009.
- The unemployment rate for November 2009 decreased to 10.0%.
England
-
The volume of retail sales in the three months to October 2009 was 2.8% higher than the same period a year ago.
-
The Halifax House Price Index increased by 1.4% in November 2009.
New Zealand
-
Residential building consents in October 2009 were 9.5% higher than in October 2008.
For more information please contact:
Phil Wigley at pwigley@perks.com.au,
John Seidel at jseidel@perks.com.au,
Jim Materne at jmaterne@perks.com.au or
Maryann Ianni at mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Web: perks.com.au
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
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