|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
8.80% |
|
| Business Loans 3 | ||
| Fixed 1 year |
5.69% |
|
| Fixed 2 years |
6.49% |
|
| Fixed 3 years |
7.14% |
|
| Fixed 4 years |
7.59% |
|
| Fixed 5 years |
7.79% |
|
| Fixed 10 years |
8.60% |
|
| Variable |
5.69% |
|
| Overdrafts |
5.74% |
|
Comparison Rate 4.66% 5.78% 4.87% 5.51% 5.09% 5.19% 5.19% 5.39% 5.13% 6.79% 5.57% 7.44% 6.13% 5.21%
Home Loans 4
12 months Introductory Variable
36 months Introductory Variable
Standard Variable
Line of Credit
Fixed Rates:
1 year
3 years
5 years
Low Doc Variable
Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
Business Loans
Being in business, you’d know how crucial good service is. It can really make a huge difference to your success and your bottom line. From overdrafts to bank bills, we’ll help find a loan to meet your business finance needs.
Overdrafts
An overdraft can help your cashflow when you need a little bit extra to keep your business ticking along smoothly.
Bank Bills
A flexible form of finance, Bank Bills are popular for short-term or seasonal finance requirements. With a fixed interest rate, bills can be drawn for up to 180 day terms. And at the end of it, you can choose to repay the face value of the Bill or roll it over for another term.
Long Term Loans/Fully Drawn Advances
When you’re looking at investing for the future of your business, a long term loan or a fully drawn advance may be the answer. Used for capital purchases such as commercial property and large plant and equipment, the term of the loan can vary between 1 to 25 years.
Depending on your needs, you can choose between a variable loan and a fixed interest rate (for up to 10 years) or a combination of both. The security you provide can be a commercial and/or residential property or the assets of your business.
Business Credit Cards
For everyday small purchases, talk to us about getting the right credit card for your business. We’ll find you the most suitable credit card, with features such as low interest rates, minimal annual fees and maximum interest-free days. And, if you’re after attractive reward schemes or sophisticated fraud protection, we’ll make sure your business credit card has what you’re looking for.
To talk with a Business Lending Specialist please contact Phil Wigley or John Seidel on 8273 9300 or at perks_finance@perks.com.au.
Business Loans
Being in business, you’d know how crucial good service is. It can really make a huge difference to your success and your bottom line. From overdrafts to bank bills, we’ll help find a loan to meet your business finance needs.
Overdrafts
An overdraft can help your cashflow when you need a little bit extra to keep your business ticking along smoothly.
Bank Bills
A flexible form of finance, Bank Bills are popular for short-term or seasonal finance requirements. With a fixed interest rate, bills can be drawn for up to 180 day terms. And at the end of it, you can choose to repay the face value of the Bill or roll it over for another term.
Long Term Loans/Fully Drawn Advances
When you’re looking at investing for the future of your business, a long term loan or a fully drawn advance may be the answer. Used for capital purchases such as commercial property and large plant and equipment, the term of the loan can vary between 1 to 25 years.
Business Credit Cards
For everyday small purchases, talk to us about getting the right credit card for your business. We’ll find you the most suitable credit card, with features such as low interest rates, minimal annual fees and maximum interest-free days. And, if you’re after attractive reward schemes or sophisticated fraud protection, we’ll make sure your business credit card has what you’re looking for.
Finance Review and Audit.
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
Official Cash Rate.
| Australia | 3.00% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
-
Building approvals for private sector houses rose 4.9% in June 2009.
-
The unemployment rate remained steady at 5.8% in July 2009.
-
Housing Finance for Owner Occupation increased by 1.1% in June 2009 compared with May 2009.
-
CPI rose 1.5% through the year to June quarter 2009.
United States
- CPI increased 0.7% in June 2009.
- The unemployment rate for July 2009 decreased to 9.4%.
England
-
The volume of retail sales in the three months to June 2009 was 0.7% higher than the same period a year ago.
-
The Halifax House Price Index increased by 1.1% in July 2009. This was the second rise in the past 3 months.
New Zealand
-
The unemployment rate increased to 6.0% for the June 2009 quarter.
-
CPI rose 0.6% in the June 2009 quarter compared with the March 2009 quarter.
For more information please contact:
Phil Wigley at pwigley@perks.com.au,
John Seidel at jseidel@perks.com.au,
Jim Materne at jmaterne@perks.com.au or
Maryann Ianni at mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Web: perks.com.au
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
73 Hartley Street
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
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