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| Equipment & Motor Vehicle Finance 1 &2 | ||
| Chattel Mortgage, Hire Purchase, Lease |
8.9% |
|
| Business Loans 3 | ||
| Fixed 1 year |
7.89% |
|
|
Fixed 2 years |
8.09% |
|
|
Fixed 3 years |
8.19% |
|
|
Fixed 4 years |
8.54% |
|
|
Fixed 5 years |
8.59% |
|
|
Fixed 10 years |
9.05% |
|
|
Variable |
7.76% |
|
|
Overdrafts |
7.81% |
|
Comparison Rate Standard Variable5 6.9% 7.06% Line of Credit 7.13% 7.19% Fixed Rates: 1 year 6.94% 7.42% 3 years 7.19% 7.35% 5 years 7.59% 7.56%
Home Loans 4
All interest rates for the above are for secured loans. Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.
Please contact Perks Finance for a personalised quote.
1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.
Phil Wigley Director pwigley@perks.com.au |
 |
|
The War on Banks!!
NAB’s other offer is to waive application fees for any new non-NAB customers who refinance through Homeside. Westpac has responded with advertisements that offer to waive annual fees on some mortgages as well as offering rate discounts up to 0.8%. Westpac are also offering healthy incentives and fee discounts to refinance business loans. BankSA’s $700 refinance rebate is available to new & existing customers who refinance their home loans from an external financial institution to BankSA and take out a packaged loan (excluding refinances from St George). CBA’s incentive is for existing NAB/Homeside customers who will be given a cash incentive of:
Take advantage of this opportunity and speak with Perks Finance about your home or business loans. Contact us on 8273 9300 or at perks_finance@perks.com.au if you are considering refinancing your home loan. |
Finance Review
& Audit
If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
| Australia | 4.75% |
| United States | 0.25% |
| England | 0.50% |
| New Zealand | 2.50% |
Australia
Building Approvals for private sector houses fell 2.4% in January 2011 and has fallen for four months
The Unemployment Rate remained the same at 5% in February 2011
Housing Finance for Owner Occupation rose by 0.4% in January 2011 compared with December 2010
United States
CPI increased 0.4% in January 2011
The unemployment rate for February 2011 decreased to 8.9%
England
Total Sales Volume increased by 1.9% between December 2010 and January 2011
The Halifax House Price Index decreased by 0.9% in February 2011
New Zealand
Reserve Bank responds to Christchurch earthquake by dropping official cash rate by 0.5%
Residential Building consents in January 2011 were 19% lower than in January 2010
For more information
please contact:
Phil Wigley
pwigley@perks.com.au
John Seidel
jseidel@perks.com.au
Jim Materne
jmaterne@perks.com.au
Luke Robertson
lrobertson@perks.com.au
Maryann Ianni
mianni@perks.com.au
Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466
Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771
Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600
Alice Springs
Suites 3-4
8 Gregory Terrace
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599
www.perks.com.au
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