Perks Chartered Accountants
Financial Alert
 


Interest Rate Update


Perks Finance can assist with all your finance requirements. Please do not hesitate to contact us to discuss your finance options and obtain the most competitive quotes from our panel of lenders.

Indicative Interest Rates available through Perks Finance are:
 

Equipment & Motor Vehicle Finance 1 &2
Chattel Mortgage, Hire Purchase, Lease

 8.8%

Business Loans 3
Fixed 1 year

 7.75%

Fixed 2 years

 8.05%

Fixed 3 years

 8.19%

Fixed 4 years

 8.50%

Fixed 5 years

 8.59%

Fixed 10 years

 9.10%

Variable

 7.76%

Overdrafts

 7.81%

Home Loans 4

Comparison Rate 

Standard Variable5

6.9%

7.06%

Line of Credit

7.13%

         7.19%

Fixed Rates:

 

 

1 year

6.89%

7.13%

3 years

7.19%

7.35%

5 years

7.59%

7.56%

All interest rates for the above are for secured loans. Interest rates for business loans secured in full or part by commercial security are calculated by the bank or financier based on your individual circumstances.

Please contact Perks Finance for a personalised quote.

1 Rates are dependent on term, balloon, type and age of equipment.
2 Rate based on $50,000 new vehicle over 5 years with nil balloon.
3 Fully secured by residential security. Other rates available upon request.
4 Comparison rates based on $250,000 over 25 years. Comparison rates are available upon request or from the office of Perks Finance Pty Ltd.
5 LVR < 75%
Terms, conditions, rates and charges apply to all lending products.

Phil Wigley
Director
pwigley@perks.com.au
Phil Wigley

Time for a check up?


  • Are you a medical professional?
  • Do you want to free up the equity in your own home to improve your practice or provide new investment opportunities?
  • Do you want your practice to stand alone?
  • Does your Bank treat you with the respect you deserve?
  • Are you maximising your discounts available to you as a medical professional?
  • Do not have time to compare your Bank with the competition? 
  • Are you aware that if you are doctor, dentist or veterinary practitioner, Perks Finance can actively pursue financing options for you?

Finance can be arranged for:

  • Establishment of a new, or against an existing practice up to 100% of the purchase price or valuation of the practice.
  • Unsecured working capital up to $100,000.
  • 100% funding of plant and equipment finance, including fitouts.
  • Home finance up the 100% of the valuation without mortgage insurance.
  • Funding for your commercial / professional premises above the Bank’s current standard lending margins.

Additional options can be arranged:

  • Full banking facilities including EFTPOS and merchant facilities.
  • Personal investment options including margin lending, investment loans, income protection and term life cover via Perks Integrated Business Services.

Let Perks Finance review your financing requirements with a free, no obligation assessment of your current financing arrangements by contacting Phil Wigley or

John Seidel on 8273 9300 or at perks_finance@perks.com.au.

 

 

 

Finance Review
& Audit

If you are not sure you are obtaining the best possible deal from your existing bank, we would be pleased to assess your current banking arrangements. We can either find an alternate financier for you or negotiate on your behalf to get a better deal from your existing bank.
Official Cash Rate

Australia 4.75%
United States 0.25%
England 0.50%
New Zealand 2.50%
 




Australia

Building Approvals for private sector houses rose by 0.2% in February 2011 following falls in the previous four months

The Unemployment Rate decreased to 4.9% in March 2011

Housing Finance for Owner Occupation fell 1.3% in February 2011 compared with January 2011

United States

CPI increased 0.5% in February 2011

The unemployment rate for March 2011 decreased to 8.8%

England

The Halifax House Price Index increased by 0.1% in March 2011

New Zealand

Residential Building consents in February 2011 were down 20%compared with February 2010

For more information
please contact:

Phil Wigley
pwigley@perks.com.au

John Seidel
jseidel@perks.com.au

Jim Materne
jmaterne@perks.com.au

Luke Robertson
lrobertson@perks.com.au

Maryann Ianni
mianni@perks.com.au

Contact Perks

Adelaide
247 Fullarton Road
Eastwood SA 5063
T: (08) 8273 9300
F: (08) 8274 1466

Victor Harbor
163 Hindmarsh Road
Victor Harbor SA 5211
T: (08) 8552 3711
F: (08) 8552 3771

Darwin
59 Smith Street
Darwin NT 0800
T: (08) 8941 8600
F: (08) 8941 9600

Alice Springs
Suites 3-4
8 Gregory Terrace
Alice Springs NT 0870
T: (08) 8953 4400
F: (08) 8953 4599


www.perks.com.au

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